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Showing posts from March, 2020

Dalgona Coffee, Anyone?

Dalgona coffee videos have been making rounds for quite some time now. Everyone coming up with their own version of this two layered coffee. One "Real Man" laughed at all  these sissies making coffee and came up with a rudimentary layering of whisky on water.
Well here's something even better for the "Lazy MAN" (or for that matter Lazy Lady - I don't believe in gender bias). Just carefully pour yourself a shot glass full of Sheridan.
It should look something like this:
You may also call it the Inverted Dalgona. Tastes just as good if not better.

Just for your info: Sheridan is a just another Irish Coffee "taste-a-like". But it is uniquely packaged as a separate dark coffee-Irish whisky mixture and a white cream based liqueur in a single bottle with two compartments with two separate openings. It is produced by Thomas Sheridan and Sons Distillery which is owned by the Gilbey's group which also produces Bailey's Irish Cream.

I need a personal EMP Gun

I was sitting in the plane trying to doze off. It had been a long journey. I look at the guy next to me. He is already asleep. Not snoring... good... I can get a shut eye. I try to close my eyes and some light shines on me momentarily. I try to ignore. Happens coupld of times more. Guy next to me is asleep alright, but in his sleep, he is constantly adjusting his hand on the arm rest. And his Samsung Gear 3 obediently shows him the time whenever he twists his wrist.
I wish I had an EMP gun!!!
Again I was sitting in a plane. Again trying to doze off. But cannot. Two guys behind me, listening to music on the loud speaker. And singing along as well
I so wish I had an EMP gun!!!
I was in a cab. Its barely crawling along. Too much traffic. Cause of the traffic. A wedding procession (This is in India). With people dancing in front of it. With a truck in front of the processing with a full sound system that would put a rock concert to shame
Bloody hell I could do with an EMP gun!!!
I was at…

Odd Lots

Came across this packet of biscuit with a strange offering of 19% extra. Well, they could have said 20% extra and no one would have complained. But they had to be precise -19%.


Do let me know if you have come across such oddities.

A little bit of help for loans

You can see an EMI calculator on every loan site. It is pretty helpful when you want to see how much you will be paying up every month. But have you come across any ready reckoner about 
how much your EMI will behow much of the principal amount you would have paid by the end of the first yearhow will your EMI term change if you prepay a small amount No right? There isn't a single place where you can get this kind of information. So how bout we make this kind of a reckoner. All you need is Microsoft Excel. Any spreadsheet will do,  but then you will have to write a lot of formulas by yourself. MS Excel has a ready template for this.
Open Excel and go to New. In the search box for online templates, type "Loan Amortization Schedule" (with the double quotes). Select and click create.

Just key in the details: Loan amountAnnual interest rateLoan term in yearsNumber of EMI's per year (obviously 12)Start date of loanOptional extra payments if you are going to pay an additiona…